1-4 Unit Investment Properties
Fix & Flip Loan
Multi-Family Loan
Mixed Use Loan
Commercial Properties
Land Loan
Construction Loan
Equity Share
FINANCE
We can introduce projects and companies to a network of 300+ funding contacts, which allows us to provide tips on all aspects of business financing, grants, and solutions. If you are a small business or project owner seeking funds, we invite you to explore our extensive accelerator referral network. We do not make any final funding decisions and we do not guarantee funding.
Business Funds
Equipment Funding
Truck and Heavy Equipment Funding
Working Capital
- Loan amount $10K up
- Terms may vary based on need. Max term is 10 years
- Min credit score 600
- Two years in business
- Document needed: Application; Two years of business tax returns; Two years of personal tax returns (in some cases); YTD Profit and Lose; Balance Sheet; Debt Schedule; and ID
Business Acquisition
- Loan amount $350K to $10M
- Terms vary based on need. Max term is 25 years
- Min credit score 600
- Document needed:
- From buyer: Application
- Two years of business tax returns for all businesses owned
- Two years of personal tax returns (in some cases)
- YTD Profit and Lose
- Balance Sheet
- Debt Schedule
- ID
- Resume
- Form Seller
- Two years business tax return
- YTD P&L
Accounts Receivable (AR) Funding
Gap Funding
- 3- to 7-year term
- 620 or better credit score needed
- 3 positive trade lines (credit cards, autos, mortgages)
- A low number of inquiries in the last 6 months
- A limited number of 30-90 day derogatory marks in the last 3 years
- Verifiable income documents required
- Rates as low as 6.00%
- Loan amount: $30K to $350K
Cost Segregation
But a residence, office building, warehouse, or any other real property is never just the structure alone. It also includes several other elements, such as plumbing fixtures, carpeting, sidewalks, fencing, and many more.
If you were to purchase these assets by themselves, you could depreciate them over five, seven, or 15 years. But they are usually purchased as part of a building acquisition or development and written off over the same useful life as the rest of the building: 27.5 or 39 years.
A cost segregation study is a process that looks at each element of a property, splits them into different categories, and allows you to benefit from an accelerated depreciation timeline for some of those building components.
Retirement Account Rollover
Credit Repair
ERTC
This Employee Retention Credit applies to qualified wages paid after March 12, 2020, and before January 1, 2021. The maximum amount of qualified wages taken into account with respect to each employee for all calendar quarters is $10,000, so that the maximum credit for an Eligible Employer for qualified wages paid to any employee is $5,000.
Business Grant
At length, a few start-ups can gain funds from private foundations, angels, and venture capitalists as long as they qualify for the grant. These groups support grant applicants with programs that have a high social impact or great growth potential. If you have a program that will bring changes to the community, you can apply for a business grant application.
Non-Profit Grant
Programs that deal with problems in food, health, literacy, and the like often gain their nod. At times, the nonprofit grant seeker’s location does not pose a problem because some grantors give to nonprofits wherever they serve. A lot of private foundations in the United States also aid organizations that serve in Asia, Africa, Latin America, and other low-income countries all over the world.ed groups with worthy programs.
Real Estate Funds
1-4 Unit Investment Properties
- Loan amount: $75K to $5M
- Credit score: 650 min
- 30-Year term
- Up to 80% LTV for purchase
- Up to 75% LTV for cash out
- No personal income checks
- Foreign Nationals OK
- Purchase under LLC or personal name (based on state)
- The rate starts at 7.25%
- Document needed: Application, Corporate Entity Documents, Two months' Bank Statement, Real estate experience track record
Fix & Flip Loan
- Loan amount: $75K to $10M
- 12 to 18 months
- Min credit score 650
- Up to 85% of purchase price + 100% of renovation cost; not to exceed 75% of the After Repair Value
- 1-4 units non owner occupied; condo; townhouse; multifamily; mixed used
- Document needed: Application; Two month bank statement; corporate entity documents; rehab budget; previous real estate experience; ID
Multi-Family Loan
- Loan amount $300K to $50M
- 12 months to 30 years
- Min property value: $35K per door
- Min credit score 650
- Up to 70% LTV for purchase
- Up to 65% LTV for Cash-out Refinance
- Document needed: Application; Two months' bank statement; Corporate Entity Documents; Real estate track record; Rent roll; and Operating statement
Mixed Use Loan
For instance, if you had an apartment complex, retail stores, and businesses located within the same area, this would be a mixed-use property.
- Loan amount $300K to $50M
- 12 months to 30 years
- Min property value: $35K per door
- Square footage for commercial and residential spaces
- Min credit score 650
- Up to 70% LTV for purchase
- Up to 65% LTV for Cash-out Refinance
- Document needed: Application; Two months' bank statement; Corporate Entity Documents; Real estate track record; Rent roll; and Operating statement
Commercial Properties
Land Loan
Construction Loan
- Loan amount $100K to $500M
- 12 months to 24 months interest only, based on the project
- Min credit score 650
- Up to 80% LTC (Loan to Cost)
- Document needed: Executive summary; Construction budget; Any existing appraisal, environmental and survey reports; Personal Financial Statement for all principals; Corporate Entity Documents; and Real estate track record
Get A Grant or Loan with Terms that Suit Your Business Needs
We understand that every customer has different needs for their projects. At Tipstor, our goal is to understand your needs and work with you to get the loan with the terms that best suit you. Explore the different loan options that we offer or contact us today to schedule a free consultation.
